Royal-Kredit

Die Lösung für mehr finanzielle Flexibilität!

Credit application

Non-binding and free of charge. All information is treated confidentially.

Step 1 of 7 Credit request

1 Your credit request

20’000 CHF
5’000300’000
36 Months
12120
Monthly instalment from
– CHF
at the best rate 4.9%
to – CHF at 9.95%

Non-binding guide value. The effective annual interest rate depends on your creditworthiness (4.9%–9.95% p.a.).

Please select a purpose.

2 Personal details

Please select a title.
Please enter your first name.
Please enter your surname.
Please enter a valid date (DD.MM.YYYY). No credit possible: the minimum age is 18 years. No credit possible: the maximum age is 68 years.
Please enter a street.
No.
Invalid postcode.
Please enter a town.
Please select month and year.

Previous address (less than 2 years at current address)

Please select a nationality.
Please select day, month and year.
No credit possible. You have not yet been in Switzerland for a full year. In this case, unfortunately no credit can be arranged. Please get in touch again once you have been resident in Switzerland for a year.
Please note: Liegt Ihre Einreise weniger als 2 Jahre zurück, ist ein Kredit nur in seltenen Fällen möglich. Füllen Sie das Formular vollständig aus und rufen Sie uns anschliessend an, damit wir Ihren Fall im Detail analysieren können.

3 Contact

Please check the telephone number (the number of digits does not match).
Please enter a valid email address.
Rechtliche Hinweise & Einwilligung

🔒 Your details are transmitted encrypted and treated confidentially.

4 Wohnen & Familie

Please select.
Please enter the rent.
Please select.
Please select.

Only payments that you make. Please enter any alimony you receive in the next step under «Do you have other income?».

Please enter the health insurance premium.

Your monthly premium.

Important – state the total amount: Please enter the premium per month for all family members living in the same household (you, your partner and children). A value that is too low distorts the budget calculation.

5 Income and employment

Applicant 1

Please select.
Info: The requirement is at least 6 months with the same temporary employment agency as well as a permanent employment contract.
Info: The requirement is at least 2 years of self-employment with a definitive tax assessment.
Info: Please have ready the last 3 payslips with credit advice that document your income.
Please provide this.
Note: With less than 3 months with your current employer, credit is only possible if the probationary period has already ended.
Please select a means of transport.
Please enter your net income (min. CHF 3'000).

If your spouse or partner also has an income, the likelihood of credit approval and favourable terms may increase.

Please select.

Amount you send monthly to your partner or your family abroad. If no payment is made: enter 0.

Please enter an amount (0 if no payment).

Applicant 2

6 Other obligations

Please enter your current obligations with the bank / institution and the outstanding balance. An approximate figure is sufficient.

7 Debt-collection proceedings

Important: Before submitting your application, please ensure that any open debt-collection proceedings are paid and preferably deleted. With open debt-collection proceedings, your request will be rejected.

8 Instalment insurance

Choose your protection:

✓ Selected
Popular
IncomeProtect Basic
CHF 2.20 / day · CHF 66.– / month
66.–/month
  • Unemployment: CHF 1'000.– / month
  • Incapacity to work: CHF 1'000.– / month
Keine Gesundheitsprüfung · unabhängig von Alter & Beruf · jederzeit kündbar
✓ Selected
Premium
IncomeProtect Premium
CHF 3.30 / day · CHF 99.– / month
99.–/month
  • Unemployment: CHF 1'800.– / month
  • Incapacity to work: CHF 1'800.– / month
Keine Gesundheitsprüfung · unabhängig von Alter & Beruf · jederzeit kündbar
Please choose a protection option.

9 Mitteilung & Absenden

By submitting, you complete your credit application. We will review your details and get back to you promptly.

🔒 SSL-encrypted transmission · Your data is treated confidentially.