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Calculation example: Loan for CHF 10,000.00. An effective annual interest rate between 5.90% and 10.95% results in total interest costs between CHF 314.- and CHF 575.- for a term of 12 months. Term between 6 and 120 months. Loan amounts between CHF 5000.- and CHF 250’000.-. We can only determine your exact interest rate and thus the interest costs on the basis of your detailed information in the credit application and the internal bank guidelines. Note according to the law: Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG) Lending is prohibited if it leads to over-indebtedness of the consumer (Art. 3 UWG). The credit is not tied to a good, object or service. You decide freely on its use.